Privacy Policy
Last updated: October 2026 • Governing Law: Bangladesh Information and Communication Technology Act & Digital Security Regulations
1. Overview and Core Commitment
Taka101 ("we", "our", or "us") operates as a free, transparent financial intelligence and comparison platform. We are dedicated to protecting your privacy. We do not sell, rent, or trade your personal or financial calculation data to third-party marketing brokers.
2. What We Collect
Account Information: When you register or create an account, we collect your name and email address. Authentication passwords are cryptographically hashed using salted bcrypt and are never stored in plaintext.
Local Calculations & Drafts: Financial calculations (such as income tax projections, DPS yields, and loan EMI comparisons) are processed locally and stored in encrypted session storage or your private user profile for your personal reference only.
3. Non-Advisory and No-Filing Boundary
Taka101 provides informational calculations based on publicly disclosed statutory rules and bank tariffs. We do not submit tax returns to the National Board of Revenue (NBR), hold banking custody, or act as licensed financial advisers.
4. Cookies and Security
We use strictly necessary session cookies to maintain your login status, preserve UI preferences, and provide CSRF security. We enforce strict Content Security Policies (CSP), HTTPS encryption, and security headers.
5. Contact & Privacy Inquiries
For data access, account deletion requests, or compliance inquiries, contact our Data Protection Officer at:
[email protected] or [email protected]